May
30

How can i make ex girlfriend pay her half of mortgage?

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I split from ex leaving her in the house we held a joint martgage on. We are not in negative equity and both work. I have a job with a financial institution for which i need a good credit history. The house is currently on the housing market and she is living there with her child from a previous relationship. I have been renting elsewhere for nearly nine month and until recently, i continued to pay all the mortgage until i could no longer afford two sustain two properties. I now pay half of the mortgage payments and for the last two month, she has not paid. This is going to affect my credit score which i do not want to happen. I cant afford to pay and have been in contact with the mortgage provider who are aware that the house is on the market. They have advised to switch to a interest only using the house as a repayment vehicle. This is fine in theory, but she will not respond to my requests to pay, let alone sign anything to switch mortgages. How do i get her to pay without spending loads on a solicitor, and, should she continue and i get a bad credit rating due to this, will repossession proceeding commence, given that i have been paying 50%, the house is for sale AND i have made the mortage company aware of the situation!

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Categories : Bad Solicitors

8 Comments

1

tak her to small claims court!

2

take her to small claims court or either buy her half out or have her buy your half out

3

whose name is on the mortgage??? if it is yours, then you pay all..

for someone in the financial sector, you aren’t very money-clever… you shouldn’t have left the property… you should have stayed so you didn’t have to pay for two properties.. and since the child isn’t yours, you don’t have any need to provide a property… you should have kicked her out…

[and you can't make her do anything... cos you have no leverage... she has you over a barrel... you pay to keep your job, or let the house get repossessed and lose your job.. you are in a lose-lose situation!!!]

4

There are two things a couple should never do before getting married to each other: 1) get pregnant, and 2) buy a house. You have only yourself to blame, but it would appear that you may be able to secure payments by taking her to court.

5
Dr. Chris 'n' David
October 27th, 2009 at 3:20 pm

Have you tried hitting her?

6

This is one reason why you get married before you get into these financial situations.

Is she named on the mortgage? If she is, you need to see a lawyer and get a judge to order her to pay her share. If she is not named on the mortgage, you need to have her lazy @ss evicted.

7

To avoid repayment. try to sale it on low cost as per market valuation.
or compromise with your ex-girl friend.

8

since she ownes half the house u can’t do anything to her for not paying. if no one pays the house will be foreclosed on. move back in the house until its sold and u split the equity.